For those who suffer from a serious medical condition, such as a catastrophic injury or a life-threatening illness, long-term disability insurance can be a blessing – that is, if the insurance carrier pays when it is supposed to. Sadly, many large disability insurance companies have a tendency to look for clever ways to avoid paying…
The post Four Common Types of Long-Term Disability Denials appeared first on Burke Harvey, LLC | Injury & Accident Lawyers in Birmingham, Alabama.
If you are currently involved in a personal injury claim and are out of work, you may be worried about how you will pay the bills until your case resolves. This is a common concern for those who are recovering from serious injuries. Fortunately, many Americans wisely purchase long-term and short-term disability insurance for just…
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In 1974, Congress passed a sweeping piece of legislation known as the Employee Retirement Income Security Act or “ERISA.” This landmark legislation was designed to protect retirement and employee welfare plans. Over the past few decades, ERISA has slowly been used by insurance companies as more of a weapon for avoiding paying benefits than a…
The post What is ERISA and What Does it Mean for You? appeared first on Burke Harvey, LLC | Injury & Accident Lawyers in Birmingham, Alabama.
When you apply for long-term disability (LTD) benefits through your employer’s plan, you are making a claim for compensation to help you and your family survive while you battle your illness. Perhaps one of the most devastating diagnoses a person can receive is cancer. Being told you have cancer means a lot of things. It…
The post What to do When LTD Benefits are Denied for Cancer appeared first on Burke Harvey, LLC | Injury & Accident Lawyers in Birmingham, Alabama.
You have suffered injuries or developed a serious medical condition that makes you unable to work. Fortunately, your employer sponsors a long-term disability plan. You have paid your premiums every month, as they were dutifully taken from your paychecks. So, you do what anyone would do: You call and file your claim. For most applicants,…
The post Five Top Reasons for Long-Term Disability Denials appeared first on Burke Harvey, LLC | Injury & Accident Lawyers in Birmingham, Alabama.
